Eliminate Debt!

Articles to help you crush your debt and live debt free!

Conscience Spending: How to Buy Whatever You Want Without Guilt

by Guest November 19, 2012
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Is it really such a bad thing to buy whatever you want? Should you feel guilty when you pick up something special at the store that you have always wanted? With the help of conscience spending you can start to make a real change in what you buy, how much you spend and how happy [...]

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Do You Use the Electronic Envelope System?

by Jason Clayton October 11, 2012
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A couple years ago, my wife and I started to notice that we were consistently going over budget and spending more money than we set aside each month for our basic spending like food, entertainment, and bills.  We weren’t “in trouble” in the sense of not having enough money to pay bills, but the money I wanted [...]

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What is PMI Mortgage Insurance and How to Avoid It

by Jason Clayton August 27, 2012
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I recently refinanced my home mortgage. Yes, I’m very jealous of my fellow financial bloggers out there, many of whom are debt free and have paid off their own mortgages completely. Unfortunately, this is not the case for me as I’m still a ways away from this goal.  So in the meantime, I pay a [...]

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5 Important steps Before paying off Credit Card Debt

by Jason Clayton July 25, 2012
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Paying off credit card debt can be dreadful… No one wants to get into credit card debt, and no one likes paying it off either. Usually, our first and only thought is to just pay it off – get out at all costs! – send every last penny to that debt! This feeling is a [...]

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The Cardinal Rule to getting out of Credit Card Debt

by Jason Clayton June 26, 2012
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Being in credit card debt can be stressful beyond belief, especially if holding high interest credit card debt with no extra cash to pay off. Today, you don’t need to look far

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Eliminate Debt with the Debt Snowball Plus Method

by Jason Clayton June 12, 2012
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Show me a debt payoff tool, please! Paying off debt can be fairly easy if you have a large income and relatively small amount of debt. In other words, it’s a ‘no brainer’ that to pay off debt, we need to earn more than we spend. Yes – an easy concept, but not so easy [...]

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